Deposit raises for first-time buyers.
Eqivest helps buyers raise a home deposit from investors who back areas, not public personal profiles. Buyers stay anonymous, investors can start from £10, and each opportunity exposes clear risk, equity accrual, buyback, and secondary-market terms.
£10
Minimum investment
Anonymous
Buyer identity
10%
Buyback threshold
For first-time buyers
Turn a strong mortgage case into a funded deposit plan.
Buyers can present the location, affordability story, employment context, savings behaviour, and deposit gap in one clean raise. Private financial details stay behind the risk workflow while investors see how much the buyer has saved.
Tell the full story
Show income, savings behaviour, property location, buyer savings, and deposit gap in a structured raise.
Protect private detail
Investors see the opportunity and risk level, while sensitive applicant data stays controlled.
Buy back on your terms
Repurchase investor equity when ready, with automatic acceptance when the investor profit threshold is met.
Purchase support
Track the property journey and route work through partnered solicitors where available.
Buyer raise preview
For investors
Back locations with clearer risk context.
Investors see the place, deposit target, buyer savings, equity accrual terms, buyback rules, and AI-assisted risk level before committing. The product is designed for location-backed opportunities today and future property-backed products later.
Curated locations
Each opportunity is organised around postcode, local liquidity, affordability pressure, buyer savings, and target raise.
Equity accrual
Investors receive pro-rata equity exposure and published monthly accrual terms while capital remains outstanding.
Exit options
Buyer buybacks and secondary-market listings are modelled as explicit product states, not informal side deals.
Risk without credit-score shortcuts
A modern risk layer for a more realistic view of readiness.
Eqivest is built to evaluate the actual raise: location strength, affordability pressure, employment stability, banking history, savings behaviour, and transaction risk. Credit files can be narrow; real risk is wider.
Location quality
Local price behaviour, liquidity, employment density, and area-level affordability pressure.
Applicant capacity
Income, rent, debt, dependants, savings, and employment context are normalised for the raise.
Banking history
Cashflow, missed payments, and verified behaviour help avoid simplistic credit-rating shortcuts.
How it works
Built for a controlled path to MVP launch.
The product flow is simple for customers and deliberately gated behind identity, review, and payment controls before money moves.
01
Buyer creates a raise
The platform collects location, affordability, employment, savings, connected-banking, and deposit details.
02
Risk is generated
AI-assisted scoring produces a structured risk level and explanation without relying on traditional credit ratings.
03
Opportunity is approved
Compliance review and financial-promotion approval gate public publication.
04
Equity is managed
Investors commit funds, equity accrues under published terms, and buybacks or secondary sales are recorded.
Trust architecture
Designed around regulated boundaries from day one.
Eqivest does not position itself as an FCA-regulated fund holder. The platform is being built so investor money is processed through Stripe and launch controls can require the right regulated partner checks before live investments are enabled.
Compliance gates
Live investments can be disabled until authorisation, approved-person, and financial-promotion checks are recorded.
Investor checks
KYC, AML, appropriateness, risk warning, and investor classification states are part of the launch path.
Cloudflare platform
The MVP is designed for Workers, D1, R2, Queues, audit logging, and edge-native resilience.
Future asset lines
The data model leaves room for equity release, residential and commercial assets, and mortgage journeys.
Early access
Join the waitlist for the first Eqivest locations.
Buyers can register interest in raising a deposit. Investors can request access to reviewed location-backed opportunities when the platform opens.